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Employee Benefits Types
1.Group Mediclaim
  • Group health insurance cover is offered to the       employees of an organization, which can also be       extended to cover their family. It is popularly known as       Group Mediclaim.
  • The policy covers indemnification of medical expenses       incurred by the insured during hospitalization & any       illness or injury suffered in India.
  • Pre & Post hospitalization medical expenses can be       covered upto 30 days and 60 days and covers age       from 91 days to 80 years.
  • 2.Group Personal Accident
  • This policy provides complete cover in the event of       death or disablement of the insured due to accidents       occurring anywhere in the world.
  • Complete cover including death, permanent and       temporary disability
  • Carriage of mortal remains offered as additional       coverage.
  • Extension can be availed for medical expenses
  • Worldwide cover
  • Option for an off duty and on–duty cover
  • Hassle free documentation​

  • 3.Group Term Insurance
  • Group term life insurance policy refers to the       insurance coverage that is provided to a group of       people.
  • Group term life insurance schemes offer financial       independence to the concerned employee’s family       in the event of death.
  • It is intended to provide monetary guarantee to the       beneficiary of the covered under the group term life       insurance plan in the case of death of the insured.
  • Group term life insurance schemes have become a       fundamental constituent in benefit packages       presented to employees by employers.
  • 4.Gratuity
  • Continuous service of 5yrs (not necessary incase of       death or disablement).
  • On termination due to superannuation or retirement.
  • Resignation, death or disablement due to accident or       disease .
  • In case of death, the amount will be paid to nominee or       legal heir .